Three Types of Michigan No-Fault Benefits
Out of State Vehicle Accidents and your Michigan No-Fault Insurance
If you are a Michigan resident and are injured in an auto accident in another state, you are still entitled to Michigan No-Fault Benefits, with some exceptions. If a car accident occurs in another state, a Michigan resident may elect to receive Michigan no-fault first party benefits. Or, if the state where the auto accident took place is a pure tort state, the injured accident victim may choose to claim medical bills and wage loss in a lawsuit against the negligent out of state driver.
“Which option should the Michigan resident choose when injured in an out of state accident?”
Due to the generous nature of Michigan first party no fault law, including the right to lifetime medical coverage for all auto accident related injuries, most Michigan residents should normally choose to receive Michigan no-fault benefits. Please note that every state has different laws and statute of limitations that apply to vehicle accidents.